FINANCE COMPANIES (By June 30, 2026)

No.

Name

Address

Number & Date of License

Charter capital

Website

Customer Service telephone number

1

AEON Consumer Finance Co., Ltd.

1st and 2nd Floors, No. 3 Dang Thai Mai Street, Cua Nam Ward, Hanoi

- License No. 03/GP-NHNN dated October 10, 1998, renewed under License No. 96/GP-NHNN dated September 28, 2018.

- Decision No. 2882/QD-QLGS6 dated October 24, 2025 (change of name);

- Decision No. 07/QD-QLGS6 dated February 4, 2026 (capital increase);

- Decision No. 492/QD.KV1-QLGS2 dated June 15, 2026 (change of head office);

- Decision No. 39/QD-QLGS6 dated June 11, 2026 (capital increase).

2,550

aeonfinance.vn

024 7101 2222

Hotline: 1900 2323 56

2

TNEX Finance Company Limited (formerly Community Finance)

20th Floor, No. 54A Nguyen Chi Thanh Building, Lang Ward, Hanoi

- License No. 20/GP-NHNN dated April 26, 2021;

- Decision No. 2001/QD-NHNN dated October 26, 2023 (addition of business activities);

- Decision No. 3757/QD-QLGS6 dated December 24, 2025 (increase in charter capital);

- Decision No. 2/QD-QLGS6 dated January 20, 2026 (change of head office);

- Decision No. 18/QD-QLGS6 dated March 19, 2026 (addition of business activities).

1,500

tnex.com.vn

024 7304 4222

Hotline: 1900 6954

3

EVF General Finance Joint Stock Company

6th and 7th Floors, Thaisquare Caliria Building, No. 11A Cat Linh Street, O Cho Dua Ward, Hanoi

- License No. 187/GP-NHNN dated July 7, 2008;- Decision No. 122/QD-NHNN dated January 20, 2025 (capital increase);

- Decision No. 2475/QD-QLGS6 dated September 22, 2025 (addition of business activities);

- Decision No. 72/QD-QLGS6 dated June 30, 2026 (addition of business activities).

7,605.60

www.evnfc.vn

024 2222 9999

4

Handico Finance Joint Stock Company

6th Floor, 155 Doi Can Building, Ba Dinh Ward, Hanoi

- License No. 157/GP-NHNN dated June 6, 2008;

- Decision No. 1502/QD-NHNN dated September 21, 2021 (amending and supplementing the Establishment and Operation License);

- Decision No. 1422/Cuc II.6 dated September 6, 2024 (amending and supplementing the contents of the Operation License).

550

N/A

024 3562 4055

5

Lotte Finance Vietnam Co., Ltd.

12A Floor, West Tower, Lotte Center Building, No. 54 Lieu Giai Street, Giang Vo Ward, Hanoi

- License No. 102/GP-NHNN dated November 19, 2019 (renewed);

- Decision No. 1195/QD-NHNN dated June 5, 2025 (capital increase).

4,912.788

lottefinance.vn

024 3333 7007

6

Mirae Asset Finance Company (Vietnam) Limited

5th Floor, 91 Pasteur Street, Saigon Ward, Ho Chi Minh City

- License No. 73/GP-NHNN dated November 12, 2021 (renewed);

- Decision No. 1910/QD-NHNN dated October 9, 2023 (capital increase).

2,000.00

mafc.com.vn

028 7300 7777

7

VPBank SMBC Finance Company Limited

2nd Floor, REE Tower, No. 9 Doan Van Bo Street, Xom Chieu Ward, Ho Chi Minh City

- License No. 65/GP-NHNN dated October 31, 2017 (renewed);

- Decision No. 684/QD-NHNN dated April 22, 2021 (capital increase);

- License No. 69/GP-NHNN dated October 20, 2021;

- Decision No. 2857/QD-QLGS6 dated October 24, 2025 (change of head office address).

10,928.00

fecredit.com.vn

028 3911 1555Hotline: 1900 2345 88

8

HD SAISON Finance Co., Ltd.

8th, 9th and 10th Floors, 24C Phan Dang Luu Building, Gia Dinh Ward, Ho Chi Minh City

- License No. 67/GP-NHNN dated August 2, 2017;

- Decision No. 1014/QD-NHNN dated June 7, 2022 on capital increase;

- Decision No. 163/QD-QLGS6 dated March 21, 2025 (change of head office address);

- Decision No. 1691/QD-QLGS6 dated July 22, 2025 (change of head office address).

2,350.00

hdsaison.com.vn

1900 558 854

9

Home Credit Vietnam Finance Company Limited

Ground Floor, 8th and 10th Floors, Phu Nu Building, No. 20 Nguyen Dang Giai Street, An Khanh Ward, Ho Chi Minh City

- License No. 90/GP-NHNN dated September 23, 2019 (renewed);

- Decision No. 1717/QD-QLGS6 dated July 23, 2025 (change of head office address).

2,050.00

homecredit.vn

028 3899 9666

10

Shinhan Vietnam Finance Company Limited

19th Floor, Tower B, Mixed-Use High-Rise Commercial and Residential Complex at Lot 1-13, Functional Area No. 1, No. 15 Tran Bach Dang Street, An Khanh Ward, Ho Chi Minh City, Vietnam

- License No. 16/GP-NHNN dated August 12, 2022;

- Decision No. 991/QD-NHNN dated May 24, 2024 (amendment of head office address);

- Decision No. 740/QD-TTGSNH2 dated November 28, 2024 (amendment of charter capital).

750

www.shinhanfinance.com.vn

Hotline: 1900 5454 49

Tel: (+84-28) 39 113 666

Fax: (+84-28) 39 101 642

11

JACCS International Vietnam Finance Company Limited

15th Floor, Centec Building, 72–74 Nguyen Thi Minh Khai Street, Xuan Hoa Ward, Ho Chi Minh City

- License No. 90/GP-NHNN dated April 13, 2010;

- License No. 80/GP-NHNN dated July 25, 2018 (renewed).

900

jaccs.com.vn

028 7108 6999Hotline: 1900 6866

12

Vietnam Shipbuilding Finance Company Limited

No. 120 Hang Trong Street, Hoan Kiem Ward, Hanoi

- Decision No. 3456/1998/QD-BGTVT dated December 19, 1998 of the Ministry of Transport;

- License No. 04/GP-NHNN dated March 16, 2000 issued by the State Bank of Vietnam.

2,523

sbicfinance.vn

Tel: (+84-24) 38 288 439

13

Toyota Financial Services Vietnam Company Limited

Rooms 4–5, 12th Floor, Saigon Centre Tower 2, No. 67 Le Loi Street, Saigon Ward, Ho Chi Minh City

- License No. 208/GP-NHNN dated July 24, 2008;

- Decision No. 1638/QD-NHNN dated July 5, 2010 (increase in charter capital);

- Decision No. 1049/QD-NHNN dated May 16, 2016 (addition of business activities);

- Decision No. 1624/QD-NHNN dated July 31, 2017 (change of head office location);

- Decision No. 2041/QD-NHNN dated October 18, 2018 (change of head office address);

- Decision No. 1835/QD-NHNN dated September 9, 2019 (increase in charter capital);

- Decision No. 1632/QD-NHNN dated August 29, 2023 (amendment of the Establishment and Operation License).

1,200.00

www.tfsvn.com.vn

028 7309 0998

14

SHBank Finance Company Limited

Gelex Building, No. 52 Le Dai Hanh Street, Hai Ba Trung Ward, Hanoi

- License No. 77/GP-NHNN dated December 12, 2016 (renewed);

- License No. 21/GP-NHNN dated April 25, 2023 (newly issued).

1,000.00

shbfinance.com.vn

024 7109 8888

Hotline: 1900 2198

15

VietCredit General Finance Joint Stock Company (formerly Xi Mang Finance Joint Stock Company)

9th Floor, V.E.T Building, No. 98 Hoang Quoc Viet Street, Nghia Do Ward, Hanoi

- License No. 59/GP-NHNN dated June 18, 2018 (renewed);- License No. 48/GP-NHNN dated November 6, 2023 (renewed);- Decision No. 649/QD-QLGS6 dated April 21, 2025 (amendment of the Establishment and Operation License);

- Decision No. 1308/QD-QLGS6 dated May 26, 2025 (amendment of the Establishment and Operation License).

911.783

vietcredit.com.vn

028 6285 8185Hotline: 1900 6515

16

MB Shinsei Consumer Credit Finance Limited Liability Company (formerly MB Finance Company Limited)

9th, 10th, 11th and 12th Floors, MB Bank Building, No. 21 Cat Linh Street, O Cho Dua Ward, Hanoi, Vietnam

- License No. 32/GP-NHNN dated March 13, 2020 (renewed);

- Decision No. 1707/QD-NHNN dated November 1, 2021 (amendment and supplementation of the Establishment and Operation License);

- Decision No. 1239/QD-NHNN dated July 19, 2022 (amendment and supplementation of the Establishment and Operation License);

- Decision No. 592/QD-NHNN dated April 5, 2023 (amendment and supplementation of the Establishment and Operation License);

- Decision No. 88/QD-CucII.6 dated January 21, 2025 (amendment and supplementation of the Establishment and Operation License);

- Decision No. 204/QD-QLGS6 dated February 25, 2025 (addition of business activities to the Establishment and Operation License);

- Decision No. 2056/QD-QLGS6 dated August 19, 2025 (addition of business activities to the Establishment and Operation License).

1,600.00

mcredit.com.vn

024 7108 6888