Press Release on issuance of Circular No.18/2025/TT-NHNN
Hanoi, July 31, 2025. The Governor of the State Bank of Vietnam (SBV) has issued Circular No. 18/2025/TT-NHNN providing for the collection, exploitation, and sharing of the information and reports from the Supervisory Information System on the operations of the people's credit funds and the micro-finance institutions.
This new Circular enters into force on September 15, 2025, and is composed of 3 Chapters with 18 Articles, specifically as follows:
Chapter 1: comprising 09 Articles, from Article 1 to Article 9, stipulating: the scope of regulation; the subjects of application; the information and reports provided to the Supervisory Information System; the means of sharing the information and reports; the frequency and timelines for the submission of information and reports; the procedures for reporting, reviewing, checking and processing the electronic reports; the requirements for the information systems of the people's credit funds and the micro-finance institutions; the exploitation and sharing of the information and reports; the regulations on the management, exploitation, and use of the Supervisory Information System, as well as the governance and operational procedures for the System.
Chapter 2: comprising 07 Articles, from Article 10 to Article 16, stipulating: the responsibilities of the Information Technology Department; the responsibilities of the Department of Banking System Safety; the responsibilities of the SBV Inspectorate; the responsibilities of the Credit Institutions Supervision Department; the responsibilities of the SBV Regional Branches; the responsibilities of the other SBV entities; the responsibilities of the units authorized to access and share the information and reports
Chapter 3: comprising of 02 Articles, from Article 17 to Article 18, stipulating: the entry into force; and the implementation arrangements;
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