On March 2, 2023, the State Bank of Vietnam (SBV) issued Decision No. 264/QD-NHNN on the banking sector’s 2023 Plan for the implementation of Decision No. 06/QD-TTg issued by the Prime Minister dated January 6, 2022 approving the Scheme on developing the applications of the population database, the personal identification and eKYC for the national digital transformation for the 2021-2025 period, vision to 2030.
SBV Headquarters (Photo: Duc Khanh)
Accordingly, this Plan is composed of the following substances:
First, improving the legal frameworks, including developing the SBV Governor’s Directive requesting the entities of the banking sector to accelerate the implementation of Scheme 06; coordinate with the relevant Ministries and agencies to revise and improve the draft Decree on cashless payment to be submitted to the Government for promulgation; develop a Circular providing guidance for the implementation of the Decree on cashless payment; review and develop relevant plans for amending and supplementing the legal documents in order to simplify the procedures, the dossiers and the paperwork, the declared information, and to share the data for online public services, etc.
Second, connecting the national population database, the personal identification, eKYC for the benefit of the public services and the SBV’s professional operations, such as the integration with the SBV’s public services; the connection and the exploitation of the national population database for the benefit of the state management on anti-money laundering; the development and connection of a national database of state officials and civil servants working in state agencies.
Third, connecting the national population database, the personal identification and eKYC for the benefit of the socio-economic development, such as the application of citizen authentication via chip-based ID cards and elDs when providing banking services; the connection and exploitation of the national population database in support of the banking operations.
Fourth, enhancing non-cash payments in making payment to the beneficiaries/recipients of benefits from the state budget.
Fifth, continuing to enhance the communication on the implementation and the results from the implementation of Scheme 06.
The SBV Governor has also requested the Working Group of the banking sector for the implementation of Decision No. 06/QĐ-TTg of the Prime Minister dated January 6, 2022 approving the Scheme on developing the applications of the population database, the personal identification and eKYC for the national digital transformation for the 2021-2025 period, vision to 2030, which was established at Decision No. 170/QD-NHNN dated February 18, 2022 of the SBV Governor, to take responsibility for directing and urging the implementation, and report to the SBV Governor for prompt actions on any difficulties or obstacles in the process of implementing this Plan.
Le Hang