SBV revises License of CTBC – Ho Chi Minh City Branch

Accordingly, the SBV revises License No.04/GP-NHNN dated February 6th, 2002 granted to CTBC Bank Co., Ltd. - Ho Chi Minh City Branch, to read as follows:

Full-name in Vietnamese: Ngân hàng Trách nhiệm hữu hạn CTBC - Chi nhánh thành phố Hồ Chí Minh;

Full-name in English: CTBC Bank Co., Ltd. – Ho Chi Minh City Branch;

Abbreviation in Vietnamese: Ngân hàng CTBC – CN TPHCM

Abbreviation in English: CTBC Bank – HCMC Branch

Head office address of CTBC Bank – HCMC Branch: Room 2-9, 9th Floor, Mplaza Saigon Building, 39 Le Duan Street, District 1, Ho Chi Minh City

The charter capital: 50,000,000 USD (Fifty million United States dollars)

The operational duration of CTBC Bank – HCMC Branch is 99 years, starting from February 6th, 2002.

CTBC Bank – HCMC Branch is permitted to perform the operations of a commercial bank in accordance with the laws, and the SBV’s regulations, including the following activities:

(i) Receiving time and demand deposits, savings and other deposits;

(ii) Extending credit in such forms as lending, discounting and rediscounting of negotiable instruments and other valuable papers; bank guarantees; issuing credit cards, domestic factoring;

(iii) Opening payment accounts;

(iv) Providing payment services in the domestic market: providing payment methods; performing services of payment by cheque, payment orders, encashment orders, letters of credit, bank cards, cash in and cash out;

(v) Opening accounts: Opening accounts at the SBV, other credit institutions and foreign banks’ branches;

(vi) Internal payment, participating in the national inter-bank payment system;

(vii) Providing services of cash management, banking and finance consultancy, asset preservation and safe keeping;

(viii) Providing consultancy services in the fields of corporate finance, M&A, and investment;

(ix) Participating in the biddings for the State Treasury bills, and the trading of negotiable instruments, the Government bonds, the SBV bills and other valuable papers in the money market;

(x) Trading of corporate and the Government bonds;

(xi) Issuing certificates of deposits, promissory notes, bills and bonds to mobilize capital in accordance with the Law on Credit Institutions, the Securities Law, the Government regulations and the SBV’s guidance;

(xii) Borrowing from the SBV in the form of refinancing under the Law on the State Bank of Vietnam and the SBV’s guidance;

(xiii) Borrowing, lending, depositing and receiving deposits of other credit institutions, foreign banks’ branches, domestic and international financial institutions in line with the applicable laws and the SBV’s guidance;

(xiv) Being a trustee and/or a trustor, acting as an agent in relation to banking operations, insurance and asset management in line with the applicable laws and the SBV’s guidance;

(xv) Trading and providing foreign exchange services in the domestic market and in the international market within the scope prescribed by the SBV;

(xvi) Purchasing debts.

During the operational duration, CTBC Bank – HCMC Branch must comply with the applicable laws of Vietnam.

This License takes effect from the date of signing and is an integral part of License No.04/GP-NHNN dated February 6th, 2002 and shall be accompanied by the relevant approval documents for the amendments and supplementations of the License granted to CTBC Bank – HCMC Branch.

VA